Saudi cash
The quantity of recent residential actual property financing in Saudi Arabia supplied to people by banks decreased to five.82 billion riyals through the month of September 2025, a lower of 15% in comparison with the identical interval in 2024, in accordance with information issued by the Central Financial institution of Saudi Arabia.
In line with information issued by SAMA, the whole contracts concluded between banks and people through the month of September 2025 amounted to about 8,000 contracts.
The typical worth of recent actual property financing decreased to 728 thousand riyals, by 1% in comparison with the common worth of actual property financing in September 2024.
The financing supplied for residential villas accounted for the most important share of the whole financing supplied by banks throughout final September, with a price of three,692 million riyals, or 63%. Residential flats got here in second place with 1,826 million riyals, then lands with 303 million riyals. Hundreds of thousands SAR.
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New housing financing particulars by product kind (million riyals) *
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Interval
|
Villas
|
Flats
|
Lands
|
|
January 2025
|
6638
|
3351
|
475
|
|
February
|
5573
|
2899
|
436
|
|
March
|
5186
|
2798
|
415
|
|
April
|
3930
|
2064
|
304
|
|
Might
|
4992
|
1850
|
534
|
|
June
|
3259
|
1577
|
482
|
|
July
|
4114
|
1931
|
371
|
|
August
|
3741
|
1762
|
357
|
|
September
|
3692
|
1826
|
303
|
*It doesn’t embrace the curiosity quantity on financing.
Relating to new residential actual property financing supplied to people by financing firms, it elevated final September by about 2% to achieve about 206 million riyals.
|
Improvement of the quantity of recent residential actual property financing supplied to people by financing firms (million riyals) *
|
|||
|
Interval
|
2024
|
2025
|
Change
|
|
January
|
273
|
224
|
(18 %)
|
|
February
|
268
|
198
|
(26 %)
|
|
March
|
225
|
197
|
(13 %)
|
|
April
|
143
|
214
|
+ 49 %
|
|
Might
|
252
|
191
|
(24 %)
|
|
June
|
160
|
169
|
+ 5 %
|
|
July
|
193
|
185
|
(4 %)
|
|
August
|
161
|
167
|
+ 4 %
|
|
September
|
202
|
206
|
+ 2 %
|
|
October
|
254
|
—
|
—
|
|
November
|
201
|
—
|
—
|
|
December
|
235
|
—
|
—
|
*Doesn’t embrace curiosity on financing.




