The quantity of latest residential actual property financing in Saudi Arabia offered to people by banks decreased to five.55 billion riyals in the course of the month of October 2025, a lower of 32% in comparison with the identical interval in 2024, in accordance with information issued by the Central Financial institution of Saudi Arabia.
In response to information issued by SAMA, the overall contracts concluded between banks and people in the course of the month of October 2025 amounted to greater than 8,000 contracts.
The typical worth of latest actual property financing decreased to 691 thousand riyals, by 6% in comparison with the typical worth of actual property financing in October 2024.
The financing offered for residential villas accounted for the biggest share of the overall financing offered by banks throughout final October, with a worth of 3668 A million riyals 66%, and residential residences got here in second place with 1522 A million riyals, then lands for 357 million SAR.
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New housing financing particulars by product sort (million riyals) *
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Interval
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Villas
|
Flats
|
Lands
|
|
January 2025
|
6638
|
3351
|
475
|
|
February
|
5573
|
2899
|
436
|
|
March
|
5186
|
2798
|
415
|
|
April
|
3930
|
2064
|
304
|
|
Could
|
4992
|
1850
|
534
|
|
June
|
3259
|
1577
|
482
|
|
July
|
4114
|
1931
|
371
|
|
August
|
3741
|
1762
|
357
|
|
September
|
3692
|
1826
|
303
|
|
October
|
3668
|
1522
|
357
|
*Doesn’t embody curiosity on financing.
Relating to new residential actual property financing offered to people by financing firms, it declined final October by about 15% to succeed in about 217 million riyals.
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Improvement of the quantity of latest residential actual property financing offered to people by financing firms (million riyals) *
|
|||
|
Interval
|
2024
|
2025
|
Change
|
|
January
|
273
|
224
|
(18 %)
|
|
February
|
268
|
198
|
(26 %)
|
|
March
|
225
|
197
|
(13 %)
|
|
April
|
143
|
214
|
+ 49 %
|
|
Could
|
252
|
191
|
(24 %)
|
|
June
|
160
|
169
|
+ 5 %
|
|
July
|
193
|
185
|
(4 %)
|
|
August
|
161
|
167
|
+ 4 %
|
|
September
|
202
|
206
|
+ 2 %
|
|
October
|
254
|
217
|
(15 %)
|
|
November
|
201
|
—
|
—
|
|
December
|
235
|
—
|
—
|
*Doesn’t embody curiosity on financing.
