New residential actual property financing for people decreases to five.8 billion riyals (-15%) in September 2025

New residential real estate financing for individuals decreases to 5.8 billion riyals (-15%) in September 2025

Saudi cash


The quantity of recent residential actual property financing in Saudi Arabia supplied to people by banks decreased to five.82 billion riyals through the month of September 2025, a lower of 15% in comparison with the identical interval in 2024, in accordance with information issued by the Central Financial institution of Saudi Arabia.

In line with information issued by SAMA, the whole contracts concluded between banks and people through the month of September 2025 amounted to about 8,000 contracts.

The typical worth of recent actual property financing decreased to 728 thousand riyals, by 1% in comparison with the common worth of actual property financing in September 2024.

The financing supplied for residential villas accounted for the most important share of the whole financing supplied by banks throughout final September, with a price of three,692 million riyals, or 63%. Residential flats got here in second place with 1,826 million riyals, then lands with 303 million riyals. Hundreds of thousands SAR.














New housing financing particulars by product kind (million riyals) *

Interval

Villas

Flats

Lands

January 2025

6638

3351

475

February

5573

2899

436

March

5186

2798

415

April

3930

2064

304

Might

4992

1850

534

June

3259

1577

482

July

4114

1931

371

August

3741

1762

357

September

3692

1826

303

*It doesn’t embrace the curiosity quantity on financing.

Relating to new residential actual property financing supplied to people by financing firms, it elevated final September by about 2% to achieve about 206 million riyals.

















Improvement of the quantity of recent residential actual property financing supplied to people by financing firms (million riyals) *

Interval

2024

2025

Change

January

273

224

(18 %)

February

268

198

(26 %)

March

225

197

(13 %)

April

143

214

+ 49 %

Might

252

191

(24 %)

June

160

169

+ 5 %

July

193

185

(4 %)

August

161

167

+ 4 %

September

202

206

+ 2 %

October

254

November

201

December

235

*Doesn’t embrace curiosity on financing.

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