The brand new residential mortgage loans grew by 2% YoY to SAR 748,300 in July 2025
Residential mortgages offered by banks to people edged down 9% year-on-year (YoY) to SAR 6.42 billion in July, knowledge issued by the Saudi Central Financial institution (SAMA) confirmed.
The entire variety of residential mortgage contracts signed between banks and people reached roughly 8,600 in the course of the month.
The common worth of latest residential mortgage loans grew by 2% YoY to SAR 748,300 throughout the identical interval.
Mortgages for residential villas accounted for the most important share of complete financial institution financing, amounting to SAR 4.11 billion, or 64% of the whole, in July. Flats adopted with SAR 1.93 billion, whereas land plots got here in third at SAR 371 million.
|
New Residential Mortgages by Product Sort (SAR mln)* |
|||
|
Interval |
Villas |
Flats |
Lands |
|
January2024 |
5,132 |
1,967 |
440 |
|
February |
4,529 |
1,980 |
433 |
|
March |
4,912 |
2,237 |
474 |
|
April |
3,681 |
1,389 |
270 |
|
Could |
5,114 |
2,153 |
408 |
|
June |
3,427 |
1,616 |
263 |
|
July |
4,380 |
2,262 |
429 |
|
August |
3,791 |
2,446 |
362 |
|
September |
3,883 |
2,540 |
397 |
|
October |
4,828 |
2,855 |
458 |
|
November |
6,502 |
3,155 |
408 |
|
December |
8,120 |
3,486 |
335 |
|
January2025 |
6,638 |
3,351 |
475 |
|
February |
5,573 |
2,899 |
436 |
|
March |
5,186 |
2,798 |
415 |
|
April |
3,930 |
2,064 |
304 |
|
Could |
4,992 |
1,850 |
534 |
|
June |
3,259 |
1,577 |
482 |
|
July |
4,114 |
1,931 |
371 |
*Doesn’t embody curiosity
New residential mortgage financing offered to people by financing corporations fell by 4% YoY to roughly SAR 185 million in July.
|
Residential Mortgages to People from Financing Corporations (SAR mln)* |
|||
|
12 months |
2024 |
2025 |
Change |
|
January |
273 |
224 |
(18%) |
|
February |
268 |
198 |
(26%) |
|
March |
225 |
197 |
(13%) |
|
April |
143 |
214 |
+49% |
|
Could |
252 |
191 |
(24%) |
|
June |
160 |
169 |
+5% |
|
July |
193 |
185 |
(4%) |
|
August |
161 |
— |
— |
|
September |
202 |
— |
— |
|
October |
254 |
— |
— |
|
November |
201 |
— |
— |
|
December |
235 |
— |
— |
*Doesn’t embody curiosity
